In today's difficult and uncertain economy, it's more important than ever to consult with a knowledgeable Santa Cruz bankruptcy lawyer before making any rash and impulsive decisions. At Robert Haight Bankruptcy, our experienced legal team knows that while filing is a viable solution for many individuals, it isn't a one-size-fits-all fix to a complicated financial situation. We'll sit down with you and thoroughly evaluate both your financial and personal matters, determining whether or not you meet the requirements for filing a petition, and more importantly, whether or not it's in your best interest to do so.

With over 45 years of experience, our extraordinary team of legal experts specialize in helping people just like you find a second chance at a stable, prosperous financial future. We understand that financial difficulties can happen to anyone, whether it's because of poor decision-making skills, an accident or injury, job loss, death in the family, or other catastrophe. We don't judge your situation; we simply help you take the necessary steps to move on and improve it dramatically.

If you're ready to put an end to debt you simply can't pay, harassing creditor calls, overly assertive collection agencies, and a feeling that your finances are our of control and ruining your life, a meeting with a Santa Cruz bankruptcy lawyer can help you put things back in order. At Robert Haight Bankruptcy, our rates are affordable, and we offer a variety of payment plans, never compounding your financial difficulties with exorbitant lawyer's fees. Call today for your free initial case evaluation, and let us help you embrace a brighter tomorrow!

Robert Haight is an experienced bankruptcy lawyer who helps clients in the Santa Cruz County area get through difficult financial situations. In practice for over 45 years, Mr. Haight is thoroughly familiar with bankruptcy law, how it has changed in recent years, and how it affects clients' homes, cars, taxes and loans. He is committed to defending his clients against home foreclosure and stopping creditor harassment.

Before filing a Chapter 7 bankruptcy case, Mr. Haight will analyze the debtor's eligibility for the different forms of debt relief that are available under the Bankruptcy Code and which form of relief is likely to be most beneficial for the client. He will strive to make certain the debtor understands the type of relief that can be obtained and its limitations. To file a bankruptcy case, documents called a Petition, Schedules, a Statement of Financial Affairs, a Statement of Current Monthly Income, and in most Chapter 7 cases, a Statement of Intention, must be prepared correctly and filed with the bankruptcy court. Unless the debtor qualifies for a waiver of the filing fee, the debtor must pay a filing fee to the bankruptcy court. Once the debtor's case starts, the debtor will have to attend the required first meeting of creditors (the 341 Meeting of Creditors) where the debtor may be questioned by a court official called a "trustee" and by creditors. Mr. Haight will be in attendance with the debtor at this meeting.

A decision to file for bankruptcy should be made only after determining that bankruptcy is the best way to deal with your financial problems. Our firm is experienced in implementing and applying the appropriate provisions to state and federal laws with respect to compliance issues pertaining to debt and equity instruments. We also continue to maintain an understanding of the current Bankruptcy Code.

Call Robert Haight today to schedule a free consultation. If you have any other questions or comments, please contact us.